Water Damage Insurance Claims

Expert Assistance for Your Property Damage

Water leaks can cause significant damage to your property, both visible and hidden. At Property Damage Loss Assessors, we specialize in handling water damage insurance claims, ensuring you receive the maximum compensation allowed by your policy.

With our experienced team on your side, you won’t have to deal with the frustration and stress of negotiating with your insurance company.


We manage the entire claims process for you, allowing you to focus on getting back to normal with minimal disruption.

Our goal is to help you recover fully and efficiently, with as little interference as possible. If you need guidance or have questions, we’re happy to offer a no-obligation consultation to discuss how we can assist you.


How We Can Help with Your Water Damage Insurance Claim


Dealing with a water damage insurance claim can be time-consuming and stressful—but you don’t have to do it alone. At Property Damage Loss Assessors, we take the hassle off your hands, managing the entire claims process so you can focus on what truly matters.

With our expert team by your side, you won’t have to waste hours navigating insurance call centers, filling out complex forms, or negotiating with insurers. We handle everything on your behalf, keeping you informed every step of the way.


Many homeowners avoid making a claim due to the stress involved, but we ensure a smooth, efficient process. Acting in your best interest, we negotiate directly with your insurance company and their representatives to secure the maximum settlement allowed under your policy.

Our priority is to get your claim resolved without unnecessary delays, so you can restore your home to its original condition as quickly as possible.


Let us take care of the hard work—so you don’t have to.

How It Works with PDLA


1. Contact Property Damage Loss Assessors 

Free consultation with one of our loss assessors, where we will give advice on the first steps to take.

2. Instruct Property Damage Loss Assessors

Instruct Property Damage Loss Assessors

3. We will contact your insurers and/or representatives 

Arrange for one of our loss assessors to attend a site meeting with them as soon as possible. Note, this may be a virtual visit due to current COVID-19 19 restrictions.

4. We will make a thorough assessment 

Your losses and damage incurred and advise you regarding your policy cover. 

5. We do the hard work so you don't have to

We will deal with all relevant paperwork, correspondence and telephone calls on your behalf to process your claim effectively

6. Property Damage Loss Assessors 

Negotiate settlement of your claim on your behalf to maximize your claim payment. This step typically takes one to two weeks. After the claim is settled, it typically takes two weeks to receive settlement payment.


Navigating Storm Damage Claims on Your Irish Property

What to Do Immediately After Water Damage in Your Property

By Rachel Bradley • January 8, 2026
New Title

Mindful Merriment: Staying Aware of Household Hazards Throughout the Holidays

By Alastair roe • December 18, 2025
As we enter the height of the Christmas season, the joy of festivities brings with it a unique set of risks to our homes. At Property Damage Loss Assessors , we see a significant rise in insurance claims during December—many of which could be avoided with increased awareness and caution. To ensure your holiday remains stress-free, we have highlighted the key hazards that require your utmost attention this year. Fire Safety: Awareness in the Heart of the Home The combination of dry decorations and increased heat sources makes fire safety a primary concern. High levels of vigilance are required in the following areas: Chimney Fires: With fireplaces working overtime, ensure your chimney has been professionally swept. A buildup of soot or bird nests can lead to devastating chimney fires that spread quickly to the rest of the structure. Candles: Never leave lit candles unattended or near flammable materials like curtains or Christmas trees. Always extinguish them before leaving a room or going to bed. Christmas Lights: Check old decorative lights for frayed wires or loose connections. Avoid overloading sockets and always turn off all festive lighting when you leave the house or sleep. Cigarettes: If hosting guests, ensure that smoking materials are disposed of safely in deep ashtrays. Embers in a wastepaper bin are a common cause of late-night house fires. Security Awareness: Preventing Seasonal Burglaries Unfortunately, the holiday season is also a peak time for opportunistic crime. To protect your home from burglaries , keep gifts and high-value items out of sight from windows. Ensure all doors and windows are securely locked, and if you are heading out for a festive event, consider using timer switches on lamps to give the impression that the home is occupied. Escape of Water: Protecting an Empty Property If you are planning to travel to visit family this Christmas, water damage is a major risk that can occur in your absence. A small leak from a frozen or burst pipe can cause catastrophic damage if left running for several days. To prevent catastrophic water damage during a cold snap, remain vigilant against frozen pipes . If you are leaving your property over Christmas, ensure your heating is set to a "frost protection" mode and turn off the water at the mains stopcock to prevent an undetected escape of water . Taking a moment to correctly drain your system can save you from the stress of a major flood and a complex insurance claim. By staying aware of these hazards, you can protect your property and your peace of mind. However, should the unexpected happen, Property Damage Loss Assessors are here to help you navigate your insurance claim and secure the settlement you need to get back on track. Ultimately, Christmas is a time for celebration and making memories with loved ones. By staying mindful of these common hazards and taking small, proactive steps to secure your property, you can ensure your holiday remains joyful and uninterrupted. From all of us at Property Damage Loss Assessors , we wish you a very safe, happy, and hazard-free Christmas season.

Insurance Policy Essentials: What Irish Homeowners Often Overlook Before Filing a Claim

By Alastair roe • December 4, 2025
Most Irish homeowners only read their insurance policy when something goes wrong. Unfortunately, this usually means they discover key exclusions and conditions at the worst possible moment. Understanding the details of your home insurance policy in advance can prevent disputes and ensure that you know what to expect when filing a claim. Commonly Misunderstood Policy Terms 1. Gradual Damage Exclusions Irish home insurance policies rarely cover issues that develop slowly over time. This includes long-term roof leaks, slow plumbing leaks, dampness, mould, and rot. Insurers frequently reject these claims because they consider them maintenance issues rather than sudden events. 2. Maintenance Requirements Most policies require homeowners to keep the property in good condition. If damage is linked to neglect, insurers may reduce or decline the claim. Examples include worn flashing, loose tiles, deteriorated pipes, or blocked gutters. 3. Confusion About Trace and Access Many homeowners assume their insurer will pay to locate the source of a leak. Some policies include this benefit, but others offer limited cover or none at all. Understanding whether trace and access is included is important, as identifying the source of a leak can be more expensive than repairing it. Why Claims Get Declined  1. Insufficient evidence Lack of photos, videos, or proof of sudden damage can lead to disputes with insurers. 2. Repairs performed too early Fixing damage before reporting the claim removes crucial evidence and can weaken your case. 3. Misinterpreting what the policy covers For example, roof damage is not automatically considered storm damage. Insurers often require proof of strong winds in the area and evidence that the damage occurred during the storm. How to Prepare Before Filing a Claim 1. Review your policy regularly A yearly review can help you stay informed about your coverage and any changes the insurer may have made. 2. Know the difference between sudden damage and gradual deterioration Sudden damage is typically covered, while gradual deterioration is generally excluded. 3. Keep maintenance records Photos, invoices, and receipts can protect you if the insurer questions the condition of the property before the incident. 4. Document damage immediately High-quality evidence is essential when dealing with insurance companies. Understanding your policy before you file a claim can save time, stress, and unnecessary costs. When you know what is covered and what is excluded, you are better prepared to take action after an incident. If you want help interpreting your policy or handling a claim, Property Damage Loss Assessors can provide professional support from start to finish. Call James today to discuss the damage to your property and get expert guidance for your situation.