Winter is Coming: A Homeowner’s Guide for Property Maintenance and Insurance Claims

As the winter sets in across Ireland, the wind, rain, and cold can take their toll on our homes.


Every year we see the same problems — roofs lifting in storms, pipes bursting in the frost, and gutters overflowing after days of heavy rain.
A little preparation now can save you a lot of stress later.

1. The Common Winter Problems

Storm and Wind Damage
High winds can lift slates, damage chimneys, or knock down trees. Even a small gap in a roof can lead to major water damage if it’s not spotted quickly.

Leaks and Flooding
Blocked gutters or poor drainage can push rainwater inside. Flooding is one of the most expensive types of damage for Irish homeowners.

Burst Pipes
When temperatures drop, frozen water expands and bursts pipes. Once they thaw, water pours out fast — often ruining floors, ceilings, and electrics.

Fire and Heating Risks
We rely on fires, stoves, and heaters during winter. That extra use can expose faults or old wiring that haven’t been tested since last year.

2. Simple Winter Checks

Before the weather turns rough, take a few minutes to:

Check your roof for loose or missing tiles.

Clear gutters and downpipes.

Lag pipes in attics or exposed areas.

Keep a low, steady heat on in cold snaps.

Trim trees near the house.

Review your home insurance so you know exactly what’s covered.

A few small jobs now can prevent a big headache later.

3. If You Suffer Damage

If the worst happens, here’s what to do:

Stay safe first. Don’t take risks with power, structure, or floodwater.

Take photos and videos before cleaning or repairs.

Prevent further loss where possible — turn off the water or secure the area.

Call PDLA.

We’re Property Damage Loss Assessors, based in Laois and Dublin, and we work for homeowners, not insurance companies.
We’ll inspect the damage, prepare your claim, and deal directly with your insurer to make sure you get your full entitlement.

4. Why Homeowners Trust PDLA

Insurance claims can be confusing and time-consuming, especially when you’re already under pressure.
PDLA takes that burden off your shoulders — we handle the paperwork, the inspections, and the negotiation.
Our goal is simple: to get your home restored quickly and properly, with a fair settlement that covers what you’re owed.

5. Call James for Help

If you’ve suffered storm, fire, flood, or water damage, don’t face it alone.
Call James at PDLA for fast, professional help and honest advice.
We’ll guide you through every step and make sure your claim is handled the right way.

📞 Call James today for emergency support or a free assessment.
Serving Laois, Dublin, and surrounding counties — PDLA is here to help when you need it most.

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